Methods and systems for improving disclosure requirement compliance

ABSTRACT

Systems and methods for bypassing a print dialog box that indicates a print confirmation, a prompt message, or a page preview, by employing a background print applet. The systems and methods may include detecting a print content to be printed by a printer, identifying one or more features of the print content, and determining one or more print settings based on the identified one or more features. The systems and methods may further include initiating the print content to be printed by the printer based on the determined print settings, whereby initiating the print content includes bypassing the print dialog box.

CROSS-REFERENCES TO RELATED APPLICATIONS

N/A

BACKGROUND OF THE INVENTION

Traditionally, printing an electronic document to a printer requiresseveral steps from a user. For instance, to print a document, a usertypically selects a print icon from a toolbar menu, views a print dialogbox, and specifies various print options from the print dialog box.After entering or confirming the settings, the user typically clicks aprint button to print to the specified printer. In the process, multipleclicks and selections are required, which may be cumbersome andtime-consuming, particularly if the settings need to be re-selected eachtime a document is sent to a printer. Furthermore, an initiated printjob may be canceled, interrupted, or otherwise unsuccessful, without anyinformation of the status or failed print attempt being documented orreported out. This application is intended to address such issues and toprovide related advantages.

BRIEF SUMMARY OF THE INVENTION

This invention generally relates to systems and methods for printing,and more specifically, to systems and methods for streamlining printingfunctions to improve disclosure requirement compliance.

In one aspect of the present disclosure, a method for bypassing a printdialog box that indicates a print confirmation, a prompt message, and/ora page preview, by employing a background print applet is provided. Themethod may include detecting, by the applet, a print content to beprinted by a printer in operative communication with the applet. Themethod may further include identifying, by the applet, one or morefeatures of the print content, and/or determining, by the applet, one ormore print settings based on the identified one or more features.Further, the method may include, in response to determining the one ormore print settings based on the identified one or more features,initiating, by the applet, the print content to be printed by theprinter based on the determined print settings. Initiating the printcontent may comprise bypassing, by the applet, the print dialog box.

Various embodiments of the method may include one or more of thefollowing features. Detecting the print content may comprise receiving,by the applet, a manual input to print the print content, and/orautomatically detecting, by the applet, the print content as the printcontent is loaded or downloaded by a web browser. The method mayinclude, after detecting the print content, encoding, by the applet, theprint content to be printed by the printer. The background print appletmay include a Java applet that launches automatically when a web browserproviding the print content is open or opened. Initiating, by theapplet, the print content to be printed may comprise bypassing at leastone of an operating system print function and a web browser printfunction. The one or more features of the print content may beindicative of at least one of a username, a computer name, a uniformresource locator (“URL”), and a content type associated with the printcontent. The content type may comprise at least one of a receipt, atransaction receipt, a report, a check, and a predisclosure statement.The predisclosure statement may comprise an amount for a financialtransaction, a fee for the financial transaction, a recipient, and asender and/or comply with requirements of the Dodd-Frank Act.

The method may further include, after initiating the print content to beprinted, receiving, by the applet, indication from the printer that theprint content was successfully printed prior to completion of thefinancial transaction. The method may include instructing, by theapplet, the printer to print the print content on tracking paperassociated with a tracking label, a serial number, or other traceableidentification. The method may further include, after initiating, by theapplet, the print content to be printed, determining, by the applet, atask status of the print content. The task status may comprise at leastone of a completed status and an error status. The method may includestoring, by the applet, the determined task status of the print contentin a print log and/or along with a timestamp of the printing asdetermined by the applet. The method may further include sending, by theapplet, the determined task status of the print content to a remote hostsystem through a communications network. Other features of the methodmay include determining, by the applet, the task status is the errorstatus based on feedback received from the printer through a localcommunications network, and sending, by the applet through acommunications network, the error status to a financial transaction hostsystem to prevent completion of the financial transaction.

Still further, the method may include, in response to determining theerror status, initiating, by the applet, the printer to retry printingthe print content, determining, by the applet, an availability status ofan additional printer for printing the print content, and/or afterdetermining the availability status of the additional printer,initiating, by the applet, the additional printer to print the printcontent based on the determined print settings. The method may includedetermining, by the applet, an additional task status is a second errorstatus based on feedback received from the additional printer, and afterdetermining the additional task status is the second error status,communicating, by the applet, the error status and the second errorstatus to the financial transaction host system to prevent completion ofthe financial transfer. The method may further include receiving, by theapplet, a one-time initial setup prior to detecting the print content tobe printed by the printer. The one-time initial setup may comprisereceiving, by the applet, the one or more print settings from a user,receiving, by the applet, the one or more features of the print contentfrom a user, associating, by the applet, the one or more print settingswith the one or more features of the print content, and/or storing, bythe applet, the associations in a look-up database that may be accessed,by the applet, when determining the one or more print settings based onthe identified one or more features of the print content. The one ormore print settings may include at least one of a pre-selected printer,a page setup setting, a print style setting, a paper size setting, apage range to be printed setting, a number of pages setting, a number ofcopies setting, a single-sided or duplex setting, and a color or blackand white setting. Further, the one or more print settings may include apredetermined recipient for sending a task status of the print contentupon initiating, by the applet, the print content to be printed.

In another aspect of the present disclosure, a system for bypassing aprint dialog box by employing a background print applet is provided. Thesystem may include one or more processors and a memory communicativelycoupled with and readable by the one or more processors. The memory mayhave stored therein processor-readable instructions that, when executedby the one or more processors, cause the one or more processors toperform one or functions for bypassing the print dialog box. Forinstance, the processor-readable instructions may cause the one or moreprocessors to detect, by the applet, a print content to be printed by aprinter in operative communication with the applet, identify, by theapplet, one or more features of the print content, and/or determine, bythe applet, one or more print settings based on the identified one ormore features. Further, the processor-readable instructions may include,in response to determining the one or more print settings based on theidentified one or more features, initiate, by the applet, the printcontent to be printed by the printer based on the determined printsettings. Initiating the print content may include bypassing, by theapplet, the print dialog box. It is noted that various embodiments ofthe system may include one or more additional features as contemplatedin this disclosure.

In yet another aspect of the present disclosure, a computer-readablemedium having stored thereon a series of instructions which, whenexecuted by a processor, cause the processor to bypass a print dialogbox by employing a background print applet is provided. The series ofinstructions may include detecting, by the applet, a print content to beprinted by a printer in operative communication with the applet,identifying, by the applet, one or more features of the print content,and/or determining, by the applet, one or more print settings based onthe identified one or more features. The series of instructions mayfurther include, in response to determining the one or more printsettings based on the identified one or more features, initiating, bythe applet, the print content to be printed by the printer based on thedetermined print settings, whereby initiating the print content mayinclude bypassing, by the applet, the print dialog box. Variousembodiments of the computer-readable medium may include one or moreadditional features as contemplated further in this disclosure.

BRIEF DESCRIPTION OF THE DRAWINGS

FIG. 1 shows a method for a background print applet that improvesdisclosure requirement compliance, according to various aspects of thepresent invention;

FIG. 2 shows another method for a background print applet that improvesdisclosure requirement compliance, according to various aspects of thepresent invention;

FIG. 3 shows yet another method for a background print applet thatimproves disclosure requirement compliance, according to various aspectsof the present invention;

FIG. 4 shows an example implementation of a method and system for abackground print applet that improves disclosure requirement compliance,according to various aspects of the present invention; and

FIG. 5 shows an example computer architecture upon which various aspectsof the present invention may be implemented.

It is noted that any of the elements and/or steps provided in the blockdiagrams, flow diagrams, method diagrams, and other illustrations of thefigures may be optional, replaced, and/or include additional components,such as combined and/or replaced with other elements and/or steps fromother figures and text provided herein. Various embodiments of thepresent invention are discussed below, and various combinations ormodifications thereof may be contemplated.

DETAILED DESCRIPTION OF THE INVENTION

In the following description, for the purposes of explanation, numerousspecific details are set forth in order to provide a thoroughunderstanding of various embodiments of the present invention. It willbe apparent, however, to one skilled in the art that embodiments of thepresent invention may be practiced without some of these specificdetails. In other instances, well-known structures and devices are shownin block diagram form.

The ensuing description provides exemplary embodiments only, and is notintended to limit the scope, applicability, or configuration of thedisclosure. Rather, the ensuing description of the exemplary embodimentswill provide those skilled in the art with an enabling description forimplementing an exemplary embodiment. It should be understood thatvarious changes may be made in the function and arrangement of elementswithout departing from the spirit and scope of the invention as setforth in the appended claims.

Further, specific details are given in the following description toprovide a thorough understanding of the embodiments. However, it will beunderstood by one of ordinary skill in the art that the embodiments maybe practiced without these specific details. For example, circuits,systems, networks, processes, and other components may be shown ascomponents in block diagram form in order not to obscure the embodimentsin unnecessary detail. In other instances, well-known circuits,processes, algorithms, structures, and techniques may be shown withoutunnecessary detail in order to avoid obscuring the embodiments.

Also, it is noted that individual embodiments may be described as aprocess which is depicted as a flowchart, a flow diagram, a data flowdiagram, a structure diagram, or a block diagram. Although a flowchartmay describe the operations as a sequential process, many of theoperations can be performed in parallel or concurrently. In addition,the order of the operations may be re-arranged. A process is terminatedwhen its operations are completed, but could have additional steps notincluded in a figure. A process may correspond to a method, a function,a procedure, a subroutine, a subprogram, etc. When a process correspondsto a function, its termination can correspond to a return of thefunction to the calling function or the main function.

The term “machine-readable medium” includes, but is not limited toportable or fixed storage devices, optical storage devices, wirelesschannels and various other mediums capable of storing, containing orcarrying instruction(s) and/or data. A code segment ormachine-executable instructions may represent a procedure, a function, asubprogram, a program, a routine, a subroutine, a module, a softwarepackage, a class, or any combination of instructions, data structures,or program statements. A code segment may be coupled to another codesegment or a hardware circuit by passing and/or receiving information,data, arguments, parameters, or memory contents. Information, arguments,parameters, data, etc. may be passed, forwarded, or transmitted via anysuitable means including memory sharing, message passing, token passing,network transmission, etc.

Furthermore, embodiments may be implemented by hardware, software,firmware, middleware, microcode, hardware description languages, or anycombination thereof. When implemented in software, firmware, middlewareor microcode, the program code or code segments to perform the necessarytasks may be stored in a machine readable medium. A processor(s) mayperform the necessary tasks.

In general, the present disclosure is directed to systems and methodsfor bypassing a print dialog box when a user chooses to print through abrowser-based application and/or an internet/web browser application,such as, and not limited to, Mozilla Firefox, Internet Explorer, GoogleChrome, Safari, Netscape Navigator, and other software applications thatmay retrieve, present, and/or traverse information resources, such as aweb page, image, video, or other piece of content identified by auniform resource identifier (“URI” or “URL”), on the World Wide Web. Forinstance, the print dialog boxes being bypassed herein may be a webbrowser dialog box and/or a Windows print dialog box, and may include aprint confirmation, a prompt message, a page preview, and/or buttonsthat require additional clicks in order to print. In one exampleimplementation, a Java-applet based print function facilitates theinternet browser application to print directly to a printer withoutforcing the user to first view the print dialog box and/or click on aprint button each time the user chooses to print. In another example,the systems and methods disclosed herein may allow a user to select aprinter only once, so that the selected printer is automaticallyutilized each time the user chooses to print. It is worthy to note thatthe systems and methods disclosed herein may similarly facilitateprinting functions in other types of software applications, and is notlimited to web browsers. Such other software applications may include,but are not limited to, document and/or image generating or editingapplications, document viewing and/or storing applications, and soforth.

In a further example, the present disclosure may facilitate users incertain browser applications, e.g. Mozilla Firefox browser, to configuredifferent printers as default printers for different functions withinthe same browser application. For instance, the user may selectdifferent default printers for different types of print jobs orcontents, such as different types of documents or transactions to beprinted, without having to manually set the printer for printing eachtime. In yet another example, the systems and methods disclosed hereinmay provide increased insight as to whether a particular print job wassuccessful, and/or if the user had clicked on a print or cancel buttonthat may alter or otherwise interrupt printing.

Advantages of the present systems and methods noted above and furtherthroughout the disclosure may include, among other benefits, fastertransaction times, improved user interfaces that require less clicks toperform a print function, and improved visibility to the internetbrowser application and/or other systems regarding a print status. Suchadvantages may be beneficial in improving disclosure compliance across avariety of industries, including, merely way by of example, financialtransaction industries. For instance, the systems and methods disclosedherein may aid in disclosing terms of a money transfer to a customer, tohelp determine that a receipt of the transfer was completed, and/orother requirements that may be stipulated by rules and regulations, suchas the Dodd-Frank Act.

Turning now to FIG. 1, a block diagram shows a method 100 of one examplefor bypassing a print dialog box, such as a web browser print dialog boxand/or a Windows print dialog box. Various or all portions of the method100 may be implemented by one or more applets. In one example, themethod 100 is provided for by a JavaScript or Java applet, which may bea background process or program running continuously and/or concurrentlywith a main program or process in a foreground of a session. Forinstance, the method 100 may be implemented while a user is utilizingother applications and/or internet browsers with little to nointerference from the applet. In another example, the applet and/or anyevent of the method 100 may be stopped and/or selectively started by auser. It is noted that method 100, and any other methods describedherein, may include additional steps, rearranged steps, and that any ofthe steps being shown may be optional.

As shown in FIG. 1, the method 100 may comprise receiving, by theapplet, one or more pre-selected print settings (step 102). The one ormore pre-selected print settings may be received, for instance, during aone-time initial setup of the applet and/or a one-time setup for aparticular type of print job, such as printing a receipt from a browser,or a particular receipt from a particular browser. Merely by way ofexample, the one-time initial setup may include receiving, by theapplet, the one or more print settings from a user via a user interface,such as a webpage and/or browser window. The one-time initial setup mayfurther comprise receiving, by the applet, one or more featurespertaining to the particular type of print job, such as one or morefeatures of print content to be printed. The one-time initial setup mayfurther include storing, by the applet, associations in a look-updatabase that is accessible by the applet for determining when toimplement various pre-selected settings. In a different aspects, one ormore pre-selected print settings may be pre-programmed into the appletsuch that user selection is not required.

It is contemplated that the pre-selected print settings received duringthe one-time setup may be stored and later implemented automatically, asneeded, by the applet to bypass any print-related prompts that wouldrequire further input from a user during a particular print-type event.For instance, the pre-selected print settings may contain necessaryprint settings that can complete a print job and allow for a Windowsdialog box and/or a browser dialog box to be dismissed or skipped,automatically, without popping up on a display screen or otheruser-directed intervention, when printing a certain type of receipt.Various examples of print settings may be provided, such as, and notlimited to, a pre-selected printer, a page setup setting, a print stylesetting, a paper size setting, a page range to be printed setting, anumber of pages setting, a number of copies setting, a single-sided orduplex setting, and a color or black and white setting. In otheraspects, the print settings may include further instruction and/or data,such as a recipient address for sending a task status report of theprint content or print job. For instance, a user may specify via a userinterface a predetermined recipient to receive an update, status orcompletion report of the print job after the printing is initiated. Inanother example, determining a pre-selected printer may further requiregaining permission, by the applet, to use an installed printer. Suchpermissions may be made by digital signature prompts. Other example arepossible.

As further shown in FIG. 1, the method 100 may include detecting, by theapplet, the print content to be printed (step 104). In some examples,the applet may detect the print content upon receiving a manual inputfrom a user to print the print content, which may be any or allpresently-displayed text and/or graphics on a display screen. The manualinput may include clicking a print icon on a browser or application,such as a print icon on a task bar of a browser providing the printcontent. In another example, the applet may detect the print contentautomatically as the print content is being downloaded, loaded, and/orotherwise displayed on a display screen by a browser and/or application.

It is contemplated that a user may specify during the one-time initialsetup whether or when print content should be automatically or manuallydetected. For instance, detection of the print content may vary based ona particular user login, session, webpage, and/or time of day. Inanother example, the applet may detect content not be printed, such asadvertisements, certain texts or images, text and/or images related toother genre not pertinent to the particular type of print job, andothers. In another aspect, the applet may detect different types ofprint jobs, concurrently, and execute printing of all of the detectprint jobs containing the detected, varying print content. Merely by wayof example, a webpage may include a receipt to be printed via a receiptprinter and a report to be printed via another printer on color paper.The applet may detect, prepare and/or execute both print jobssimultaneously and/or about at the same time.

Still in reference to FIG. 1, the method 100 may comprise determining,by the applet, that one or more of the pre-selected print settings isassociated with the print content (106). By way of example, as describedabove, the applet may determine based on the look-up database thatvarious features identified in the print content may include associatedprint settings. Such print settings may be any of the print settingsdescribed previously, including, and not limited to, a pre-selectedprinter, a page setup setting, a print style setting, a paper sizesetting, a page range to be printed setting, a number of pages setting,a number of copies setting, a single-sided or duplex setting, and acolor or black and white setting. Such features recognized by the appletmay include, and not be limited to, information indicative of ausername, a computer name, a URL, and/or a content type or category ofthe print content. Such content types or categories may include, and notbe limited to, receipts, transaction receipts, reports, checks,predisclosure statements, tickets, different types of forms,mathematical equations, programming languages, and so on.

It is contemplated that the features may be any features that can beselected by a user via a user interface that interacts with the applet,entered by the user, and/or pre-programmed into the applet. Forinstance, the applet may be directed to identifying and printingfinancial subject matter, and thereby detect various features,terminology and data types related to financial matters. It iscontemplated that the applet may be customized in this manner, and/oruser-customized, to accommodate a wide variety of industries andapplications. In still other examples, a default printer of the windowsdialog box may change depending on which application or browser is used.

Referring again to FIG. 1, the method 100 may further comprise printingthe print content based on the pre-selected print settings (108). Forinstance, the applet may print to a particular printer of a plurality ofavailable printers. The particular printer may be selected based on aparticular application being used and/or open in the browser. Theparticular printer may be a special printer containing receipt-sizepaper for printing the receipt. The pre-selected print settings mayinclude instructing, by the applet, the printer to print on a trackingpaper having an associated tracking label, a serial number, and/or othertraceable identification. In other examples, the particular printer maybe a color printer and/or be a printer in closest proximity to a certainuser, or otherwise location-specific.

In some aspects, printing the print content includes encoding, by theapplet, the print content prior to spooling or otherwise sending theencoded print content to the appropriate printer. In other aspects,printing the print content includes decoding, by the applet, the printcontent which may have been encoded by the application and/or browser,or other entity. In another example, the print content may be encoded,by the applet, to include appropriate instructions for a particularprinter or other device, whereby the encoded instructions may containthe determined pre-selected print settings that are applicable for theprint job. In yet another example, the print content may be decoded bythe applet upon detecting the print content to identify various orfurther print settings and/or instructions to be carried through by theapplet. For instance, such decoded settings and/or instructions mayinclude any of the print settings listed above, recipients to benotified, queries and/or messages for certain printers, and the like.

Referring yet again to FIG. 1, it is contemplated that other steps maybe included in the method 100. Merely by way of example, the applet maybe launched automatically when a web browser providing the print contentis opened on a display screen. Initiating the print content to beprinted may further comprise bypassing at least one of an operatingsystem print function and/or a web browser print function. As describedin further detail below, the applet may receive indication from theemployed printer that the print content was successfully, or notsuccessfully, printed, and further send such completed or error statusinformation out for reporting. For instance, the applet may send thedetermined task status of the print content to a remote host systemthrough a mobile or internet communications network. Such task statusesmay further be stored by the applet in a database that includes a loghaving a timestamp of the print job, a description of success or errors,a tracking label number, and/or other details, which may be customizedby the user.

Turning now to FIG. 2, another method 200 that may be implemented by aprint function applet is described. It is noted that method 200, and anyother methods described herein, may include additional steps, rearrangedsteps, and that any of the steps being shown may be optional. The method200 may include detecting a print content to be printed (step 202). Insome aspects, detecting the print content may include detecting a printjob that was manually activated by a user and/or detecting a printcontent based on completion of a process or transaction in a browser.For instance, and merely by way of example, the method 200 may detectthat a form has been completed and determine that the completed form isthe print content that should be printed.

The method 200 may further include identifying one or more features ofthe detected print content (step 204). Merely by way of example, theprint content may be a report, check, and/or receipt for a financialtransaction. As described previously, the print content may be apredisclosure statement (“PDS”) having various fields, such as, andmerely by way of example, a financial transaction amount, sender andrecipient information, transaction fee, and/or other details as requiredby a financial instruction and/or Dodd-Frank regulations.

The method 200 may further include determining one or more settingsbased on the identified features (step 206). For instance, the one ormore print settings may include determining a pre-selected printer forprinting the print content, whereby the pre-selected printer is selectedonly one time by the user during a one-time initial setup procedure. Insome aspects, pre-selected printers may be act as default printers whendifferent types of transactions in a browser application are identifiedby the applet. For instance, for printing content type that includes acheck, the applet may assign a printer having check-size paper as adefault printer for the browser application. In this way, it iscontemplated that the applet may eliminate the need for a user tore-select a printer, and/or other print settings, for accommodatingdifferent types of print jobs, by automatically re-selecting the printerand/or print settings itself. In another example, a user may use a mousecursor to highlight or otherwise indicate a specific portion of awebpage to be printed, the applet may determine one or more features ofthat highlighted portion, determine and apply one or more settingsassociated with that portion, and print that portion based on thesettings.

At step 208, the method 200 may comprise printing the print contentbased on the predetermined print settings. It is contemplated that afterhitting a print button by the user and/or otherwise determining a printcontent to be printed, which may occur during or before step 202, noprint dialog box requiring further user input or having further buttonsare provided. The method 200 permits customized printing without havingto select a printer and/or customizations each time a print job isdesired. It is contemplated the method 200 may ignore or otherwiseoverride any preset or system default printers, such as thoseimplemented by a Windows operating system and/or an internet browser orapplication. In this way, the applet may skip any browser, operatingsystem, and/or machine code requirements to initiate and/or complete aprint job.

The method 200 may further comprise determining a task status ofprinting the print content (step 210). The task status may indicate fora given print job or attempt whether the printing was in progress,completed, stopped, and/or otherwise unsuccessfully completed. It iscontemplated that the printer may automatically send status informationto the applet through a communication network, such as a localcommunications network if the printer is located locally. In anotheraspect, the applet may query the printer for an updated status, forinstance, during and/or shortly after the printing. In still anotheraspect, the applet may determine that the task status is an error statusbased on the feedback received from the printer. In that case, variousevents may be triggered by the applet. The print job may be canceled,the applet may send the error status to a user system and/or a hostsystem, such as a financial transaction host system to preventcompletion of a financial transfer, and/or the applet may retry printingthe print content under the same pre-selected print settings or usingdifferent parameters. For instance, the applet may retry printing theprint content automatically and/or query the user via a user interfacewhether to retry printing with different parameters. Merely by way ofexample, the applet may suggest different parameters based on anevaluation of the error. Such different parameters may include adifferent size paper, different printer, and so on.

In some cases, the applet may retry printing and determine that no printattempts were successful prior to determining an error status. Infurther aspects, the applet may determine other print settings and/orother printers to attempt in the event of an error and implement themautomatically. For instance, the applet may determine an availabilitystatus, such as a busy, on, off, and/or available status, of anadditional printer and initiating the additional printer to print theprint content based on one or more of the pre-determined print settings.The applet may determine which additional printers to consider based ontheir similarity with the pre-selected printer, such as an availablepaper size and/or location of the printer, and/or which predeterminedprint settings must be altered to print successfully at the additionalprinter, and/or the pre-selected printer. In a further aspect, theapplet may determine an additional task status based on feedback fromthe additional printer. In some cases, the applet may receive anadditional error status based on the secondary attempt(s) andcommunicate the error status, for instance to a financial transactionhost system to prevent completion of the financial transfer. Otherembodiments are possible.

Further, the method 200 may save the task status along with otherdetails in a print log report, which may provide a list of all printjobs and attempts made in a given day or time period. In some aspects,the method 200 saves and/or automatically reports the task status (step212). In other aspects, the log report is pulled or otherwise retrievedby a host system. Such logs may include various fields that are detectedby the applet and/or sent by the printer to the applet. The fields mayinclude a print job number, a time and date of the print request, acontent type printed, a purpose for printing the content, a customername or identification, a reference number, a printer identification, ausername, a printer location, and/or a description of the content type,such as values of any or all features that were identified in the printcontent by the applet during the method 200. Further, the taskstatus(es) and a reporting status, such as an entity name and/orlocation that receives the status reports and/or otherwise accesses thelog, may be included in the log report. In another aspect, the reportmay include any further, user-customizable fields that may be retrievedand/or automatically filled in by the applet based on the print job.

Turning now to FIG. 3, yet another example method 300 for a printfunction applet is shown. It is noted that method 300, and any othermethods described herein, may include additional steps, rearrangedsteps, and that any of the steps being shown may be optional. Further,it is contemplated that any methods disclosed herein may be combinedtogether in any manner. As shown in FIG. 3, the method 300 may includereceiving pre-selected print settings 302 as described previously. Forinstance, one or more of the pre-selected print settings may be receivedduring a one-time initial setup for a particular print job type and/orthe applet itself. Further, one or more of the pre-selected printsettings may be originally included, such as pre-coded into, the appletitself. It is contemplated that step 302, or any of the steps shownherein, may be optional, for instance if the pre-selected print settingsare already in or accessible to the applet.

The method 300 may further include detecting print content (step 304),such as by periodically checking for print content when a user is loggedin to a browser, application, and/or otherwise when a user is loggedinto the applet, or has activated the applet. In an active mode, theapplet may scan for print content in a webpage in time intervals, everytime a URL in the browser changes, and/or every time a webpage contentchanges. Other examples are possible. Upon detecting the print content,the method 300 may include identifying, by the applet, one or morefeatures of the print content (step 306). In some aspects, as describedabove, the applet determines at step 308 that the identified featurescorrespond to one or more pre-selected print settings. In that case, theapplet may apply the pre-selected print settings for printing (step 310)and print the print content based on the pre-selected print settings(step 312).

In other cases, at step 308, the applet may determine that identifiedfeatures of the print content are not associated with any pre-selectedprint settings. In that case, the applet may determine that no featuresare recognized or found in the print content, or that the print contentcontains identified features which do not have associated pre-selectedsettings yet. For example, for a group of print settings to be applied,the applet may need to identify three specific features in the printcontent. In some cases, only two of those features may be identified, inwhich case the applet may either determine that the print content doesnot fall under that particular content type associated with the group ofprint settings. In that case, the applet may request user input to setthe print settings (step 314). For instance, the applet may query theuser to identify which features of the print content should berecognized and/or which print settings to associate with such features.In other examples, the applet may seek user confirmation to confirm acontent type of the print content, for instance when not all of theidentified features match features in a database. Such userconfirmations and settings may be associated with the identifiedfeatures (step 316) and may be stored in the database (step 318) so thatfuture combinations of such features may be printed along with thesettings automatically. The method 300 may further print the printcontent based on the user-set print settings (step 320).

Turning now to FIG. 4, a block diagram showing an example system inwhich the above methods may be implemented is provided. The system 400may be utilized for making financial transfers between a sender andrecipient via various communication networks, such as a mobilecommunication network, internet network, and/or local area networks. Itis contemplated that the system 400 may include additional componentsnot shown, and that any of the components may be in communication orotherwise linked with one another.

As illustrated in FIG. 4, the system 400 may include a control facility402, e.g. a money transfer provider system such as Western Union oranother money transfer provider service. The control facility 402 may becommunicatively coupled with a transaction facilitating network 404,e.g. a financial transfer network. The transaction facilitating network404 may further be in communication with a sender institution 406 and arecipient institution 408, which may be account providers that maintain,control, or otherwise manipulate source and destination accounts410,412, respectively. The source account 410 may include any of avariety of accounts, such as a traditional bank account, in which senderinstitution 406 can be a financial institution. According to otherembodiments, the source account 410 can be a virtual (or e-money)wallet, in which case the sender institution 406 can be a mobileoperator or agent. Similarly, the destination account 412 can be any ofa variety of accounts, such as a bank or virtual (e-money) account, andthe recipient institution 408 can be a financial institution, mobileoperator, or agent. Generally speaking and as understood by one skilledin the art, the control facility can access a source account 410 of onesender institution 406 and/or a destination account 412 of the same or adifferent recipient institution 408 to affect a monetary transfer fromand/or to the accounts 410,412 via the transaction facilitating network404.

The control facility 402 can also be adapted to identify the entitiesand/or accounts associated with a transaction and/or determine adestination for a payment of the transaction. For example, the entitiesand/or accounts can be identified based on data maintained in averification database or other repository, which can be maintainedinternally or externally to the control facility 402.

The system 400 may further include an agent system 414, which may belongto or otherwise be associated with the control facility 402. The agent414 may comprise an individual, group, retail location, or other entityhaving an applet 416, such as the print applet described herein. Theprint applet 416 may communicate with a host system 418 of the controlfacility 402. In some embodiments, it is contemplated that the agentsystem 414 may be located remotely or in a different geographic regionfrom the control facility 402. Generally speaking, the agent 414 mayfacilitate customers to access the services of the control facility 402,such as the money transfer services. A customer 420, e.g. sender, mayinitiate a transaction to transfer money to a recipient. It iscontemplated that any communicative links shown herein may includecommunication networks, conduits, and/or interfaces. For instance,communication may be provided via fiber-optic, coaxial cable, and/orother hard-wired means.

As further shown in FIG. 4, the applet 416 may be linked to acommunication network 422 that is further connected with one or moreprinters 424 a-c. In some examples, the communication network 422 andprinters 424 a-c may be included in the agent system 414 and thecommunication network 422 may represent be a local area network. Otherembodiments are possible. It is contemplated that the applet 416 mayinteract with an operator at the agent system 414 to print variouscontent types through the printers 424 a-c without having to viewadditional print dialog boxes. Further, the applet 416 may be utilizedas described above to confirm if the operator has successfully printedthe print content. For instance, the applet 416 may transmit a taskstatus for printing a receipt to the host system 418 prior to afinancial transfer being made. In this way, the host system 418 may havegreater visibility of printing events at the agent system 414, which maybe beneficial for ensuring that disclosure requirements are being metfor various financial transactions. Merely by way of example, the applet416 may notify the host system 418 that an error occurred in printing apredisclosure statement and that a financial transaction should bewithheld and/or canceled, until a successfully completed printout isavailable to the customer 420. Other embodiments are possible.

Turning now to FIG. 5, a block diagram is shown illustrating a computersystem upon which embodiments of the present invention may beimplemented. This example illustrates a computer system 500 such as maybe used, in whole, in part, or with various modifications, to providethe functions of the control facility 402, agent system 414, applet 416,host system 418, and/or other components of the invention such as thosediscussed in FIGS. 1-4.

The computer system 500 is shown comprising hardware elements that maybe electrically coupled via a bus 590. The hardware elements may includeone or more central processing units 510, one or more input devices 520(e.g., a mouse, a keyboard, etc.), and one or more output devices 530(e.g., a display device, a printer, etc.). The computer system 500 mayalso include one or more storage device 540. By way of example, storagedevice(s) 540 may be disk drives, optical storage devices, solid-statestorage device such as a random access memory (“RAM”) and/or a read-onlymemory (“ROM”), which can be programmable, flash-updateable and/or thelike.

The computer system 500 may additionally include a computer-readablestorage media reader 550, a communications system 560 (e.g., a modem, anetwork card (wireless or wired), an infra-red communication device,Bluetooth™ device, cellular communication device, etc.), and workingmemory 580, which may include RAM and ROM devices as described above. Insome embodiments, the computer system 500 may also include a processingacceleration unit 570, which can include a digital signal processor, aspecial-purpose processor and/or the like.

The computer-readable storage media reader 550 can further be connectedto a computer-readable storage medium, together (and, optionally, incombination with storage device(s) 540) comprehensively representingremote, local, fixed, and/or removable storage devices plus storagemedia for temporarily and/or more permanently containingcomputer-readable information. The communications system 560 may permitdata to be exchanged with a network, system, computer and/or othercomponent described above.

The computer system 500 may also comprise software elements, shown asbeing currently located within a working memory 580, including anoperating system 584 and/or other code 588. It should be appreciatedthat alternate embodiments of a computer system 500 may have numerousvariations from that described above. For example, customized hardwaremight also be used and/or particular elements might be implemented inhardware, software (including portable software, such as applets), orboth. Furthermore, connection to other computing devices such as networkinput/output and data acquisition devices may also occur.

Software of computer system 500 may include code 588 for implementingany or all of the function of the various elements of the architectureas described herein. For example, software, stored on and/or executed bya computer system such as system 500, can provide the functions of anyof the print function applet, and/or other components of the inventionsuch as those discussed above.

It is contemplated that the systems and methods disclosed herein mayallow a user to select a printer one time for a particular type of printjob, and then have the printer automatically used each time the userchooses to print similar types of print jobs, without having the printdialog box displayed each time. In a further aspect, the systems andmethods disclosed herein may allow a user to link any printing option toa print content to have the printer automatically use the printingoption each time the user chooses to print similar or related printcontent. In this way, in some internet browsers, a user may selectdefault printers for different transactions using the applet disclosedherein. Furthermore, a direct status of the printer may be obtained bythe applet for disclosure and record-keeping purposes. In these ways, itis contemplated that the systems and methods disclosed herein providefor faster transaction times, an improved user interface requiring lessclicks from the user, and provide for visibility to the applet and anyconnected systems regarding print status. Other examples and benefitsare possible.

In the foregoing description, for the purposes of illustration, methodswere described in a particular order. It should be appreciated that inalternate embodiments, the methods may be performed in a different orderthan that described. It should also be appreciated that the methodsdescribed above may be performed by hardware components or may beembodied in sequences of machine-executable instructions, which may beused to cause a machine, such as a general-purpose or special-purposeprocessor or logic circuits programmed with the instructions to performthe methods. These machine-executable instructions may be stored on oneor more machine readable mediums, such as CD-ROMs or other type ofoptical disks, floppy diskettes, ROMs, RAMs, EPROMs, EEPROMs, magneticor optical cards, flash memory, or other types of machine-readablemediums suitable for storing electronic instructions. Alternatively, themethods may be performed by a combination of hardware and software.

While illustrative and presently preferred embodiments of the inventionhave been described in detail herein, it is to be understood that theinventive concepts may be otherwise variously embodied and employed, andthat the appended claims are intended to be construed to include suchvariations, except as limited by the prior art.

1. A method for bypassing a print dialog box that indicates a printconfirmation, a prompt message, or a page preview, by employing abackground print applet, comprising: detecting, by a first computersystem, using the applet, a print content to be printed by a printer inoperative communication with the applet; identifying, by the firstcomputer system, using the applet, one or more features of the printcontent; determining, by the first computer system, using the applet,one or more print settings based on the identified one or more features;in response to determining the one or more print settings based on theidentified one or more features, initiating, by the first computersystem, using the applet, the print content to be printed by the printerbased on the determined print settings, wherein initiating the printcontent comprises bypassing the print dialog box; after initiating theprint content to be printed, determining, by the first computer system,using the applet, a task status of the print content, wherein the taskstatus comprises an error status; storing, by the first computer system,using the applet, the determined task status of the print content in alog along with a timestamp determined by the applet; determining, by thefirst computer system, using the applet, the task status is the errorstatus based on feedback received from the printer through a localcommunications network; sending, by the first computer system, using theapplet through a communications network, the error status to a financialtransaction host system to prevent completion of the financialtransaction; in response to determining the error status, initiating, bythe first computer system, using the applet, the printer to retryprinting the print content; determining, by the first computer system,using the applet, an availability status of an additional printer forprinting the print content; after determining the availability status ofthe additional printer, initiating, by the first computer system, usingthe applet, the additional printer to print the print content based onthe determined print settings; determining, by the first computersystem, using the applet, an additional task status is a second errorstatus based on feedback received from the additional printer; and afterdetermining the additional task status is the second error status,communicating, by the first computer system, using the applet, the errorstatus and the second error status to the financial transaction hostsystem to prevent completion of the financial transfer.
 2. The methodfor bypassing a print dialog box by employing a background print appletof claim 1, wherein: detecting the print content comprises receiving, bythe applet, a manual input to print the print content.
 3. The method forbypassing a print dialog box by employing a background print applet ofclaim 1, wherein: detecting the print content comprises automaticallydetecting, by the applet, the print content as the print content isloaded or downloaded by a web browser.
 4. The method for bypassing aprint dialog box by employing a background print applet of claim 1,wherein: after detecting the print content, encoding, by the applet, theprint content to be printed by the printer.
 5. The method for bypassinga print dialog box by employing a background print applet of claim 1,wherein: the background print applet is a Java applet that launchesautomatically when a web browser providing the print content is open. 6.The method for bypassing a print dialog box by employing a backgroundprint applet of claim 1, wherein: initiating, by the applet, the printcontent to be printed comprises bypassing at least one of an operatingsystem print function and a web browser print function.
 7. The methodfor bypassing a print dialog box by employing a background print appletof claim 1, wherein: the one or more features of the print content isindicative of at least one of a username, a computer name, a uniformresource locator (“URL”), and a content type associated with the printcontent.
 8. The method for bypassing a print dialog box by employing abackground print applet of claim 7, wherein: the content type comprisesat least one of a receipt, a transaction receipt, a report, a check, anda predisclosure statement.
 9. The method for bypassing a print dialogbox by employing a background print applet of claim 8, wherein: thepredisclosure statement comprises an amount for a financial transaction,a fee for the financial transaction, a recipient, and a sender, furtherwherein the predisclosure statement complies with requirements of theDodd-Frank Act.
 10. The method for bypassing a print dialog box byemploying a background print applet of claim 9, comprising: afterinitiating the print content to be printed, receiving, by the applet,indication from the printer that the print content was successfullyprinted prior to completion of the financial transaction.
 11. The methodfor bypassing a print dialog box by employing a background print appletof claim 1, comprising: instructing, by the applet, the printer to printthe print content on tracking paper associated with a tracking label, aserial number, or other traceable identification.
 12. (canceled)
 13. Themethod for bypassing a print dialog box by employing a background printapplet of claim 1, comprising: sending, by the applet, the determinedtask status of the print content to a remote host system through acommunications network. 14-15. (canceled)
 16. The method for bypassing aprint dialog box by employing a background print applet of claim 1,comprising: receiving, by the applet, a one-time initial setup prior todetecting the print content to be printed by the printer, wherein theone-time initial setup comprises: receiving, by the applet, the one ormore print settings from a user; receiving, by the applet, the one ormore features of the print content from a user; associating, by theapplet, the one or more print settings with the one or more features ofthe print content; and storing, by the applet, the associations in alook-up database that is accessed, by the applet, when determining theone or more print settings based on the identified one or more featuresof the print content.
 17. The method for bypassing a print dialog box byemploying a background print applet of claim 1, wherein: the one or moreprint settings includes at least one of a pre-selected printer, a pagesetup setting, a print style setting, a paper size setting, a page rangeto be printed setting, a number of pages setting, a number of copiessetting, a single-sided or duplex setting, and a color or black andwhite setting.
 18. The method for bypassing a print dialog box byemploying a background print applet of claim 1, wherein: the one or moreprint settings includes a predetermined recipient for sending a taskstatus of the print content upon initiating, by the applet, the printcontent to be printed.
 19. A system for bypassing a print dialog box byemploying a background print applet, comprising: one or more processors;and a memory communicatively coupled with and readable by the one ormore processors and having stored therein processor-readableinstructions that, when executed by the one or more processors, causethe one or more processors to: detect, by the applet, a print content tobe printed by a printer in operative communication with the applet;identify, by the applet, one or more features of the print content;determine, by the applet, one or more print settings based on theidentified one or more features; in response to determining the one ormore print settings based on the identified one or more features,initiate, by the applet, the print content to be printed by the printerbased on the determined print settings, wherein initiating the printcontent comprises bypassing, by the applet, the print dialog box; afterinitiating, by the applet, the print content to be printed, determine,by the applet, a task status of the print content, wherein the taskstatus comprises an error status; store, by the applet, the determinedtask status of the print content in a log along with a timestampdetermined by the applet; determine, by the applet, the task status isthe error status based on feedback received from the printer through alocal communications network; send, by the applet through acommunications network, the error status to a financial transaction hostsystem to prevent completion of the financial transaction; in responseto determining the error status, initiate, by the applet, the printer toretry printing the print content; determine, by the applet, anavailability status of an additional printer for printing the printcontent; after determining the availability status of the additionalprinter, initiate, by the applet, the additional printer to print theprint content based on the determined print settings; determine, by theapplet, an additional task status is a second error status based onfeedback received from the additional printer; and after determining theadditional task status is the second error status, communicate, by theapplet, the error status and the second error status to the financialtransaction host system to prevent completion of the financial transfer.20. A non-transitory computer-readable medium having stored thereon aseries of instructions which, when executed by a processor, cause theprocessor to bypass a print dialog box by employing a background printapplet by: detecting, by the applet, a print content to be printed by aprinter in operative communication with the applet; identifying, by theapplet, one or more features of the print content; determining, by theapplet, one or more print settings based on the identified one or morefeatures; and in response to determining the one or more print settingsbased on the identified one or more features, initiating, by the applet,the print content to be printed by the printer based on the determinedprint settings, wherein initiating the print content comprisesbypassing, by the applet, the print dialog box after initiating, by theapplet, the print content to be printed, determining, by the applet, atask status of the print content, wherein the task status comprises anerror status; storing, by the applet, the determined task status of theprint content in a log along with a timestamp determined by the applet;determining, by the applet, the task status is the error status based onfeedback received from the printer through a local communicationsnetwork; sending, by the applet through a communications network, theerror status to a financial transaction host system to preventcompletion of the financial transaction; in response to determining theerror status, initiating, by the applet, the printer to retry printingthe print content; determining, by the applet, an availability status ofan additional printer for printing the print content; after determiningthe availability status of the additional printer, initiating, by theapplet, the additional printer to print the print content based on thedetermined print settings; determining, by the applet, an additionaltask status is a second error status based on feedback received from theadditional printer; and after determining the additional task status isthe second error status, communicating, by the applet, the error statusand the second error status to the financial transaction host system toprevent completion of the financial transfer.